.j88-payment-panel {
  box-sizing: border-box;
  width: 100%;
  margin: 10px 0;
  padding: clamp(16px, 3vw, 24px);
  overflow: hidden;
  border: 1px solid #d0a52f;
  border-radius: 12px;
  background:
    radial-gradient(circle at 100% 0, rgba(255, 210, 77, 0.18), transparent 35%),
    linear-gradient(145deg, #260305, #690b10 55%, #111);
  color: #fff;
  box-shadow: 0 8px 22px rgba(70, 0, 0, 0.16);
}

.j88-payment-panel *,
.j88-payment-panel *::before,
.j88-payment-panel *::after {
  box-sizing: border-box;
}

.j88-payment-panel__eyebrow,
.j88-payment-panel__title,
.j88-payment-panel__intro,
.j88-payment-panel__method-title,
.j88-payment-panel__method-text,
.j88-payment-panel__description {
  margin: 0;
}

.j88-payment-panel__eyebrow {
  color: #ffd65b;
  font-size: 0.78rem;
  font-weight: 850;
  letter-spacing: 0.1em;
}

.j88-payment-panel__title {
  margin-top: 4px;
  color: #fff;
  font-size: clamp(1.25rem, 3.4vw, 1.8rem);
  font-weight: 900;
  line-height: 1.2;
  overflow-wrap: anywhere;
}

.j88-payment-panel__intro {
  margin-top: 7px;
  color: #f0ded1;
  font-size: 0.92rem;
}

.j88-payment-panel__methods {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 10px;
  margin-top: 16px;
}

.j88-payment-panel__method {
  min-width: 0;
  padding: 14px;
  border: 1px solid rgba(255, 211, 85, 0.58);
  border-radius: 9px;
  background: rgba(10, 10, 10, 0.68);
}

.j88-payment-panel__method-title {
  color: #ffd65b;
  font-size: 0.86rem;
  font-weight: 900;
  line-height: 1.35;
}

.j88-payment-panel__method-text {
  margin-top: 6px;
  color: #fff;
  font-size: 0.84rem;
  line-height: 1.55;
  overflow-wrap: anywhere;
}

.j88-payment-panel__description {
  margin-top: 15px;
  color: #eee;
  font-size: 0.84rem;
  line-height: 1.6;
}

.j88-payment-panel__button {
  display: inline-flex;
  min-height: 46px;
  margin-top: 18px;
  align-items: center;
  justify-content: center;
  padding: 11px 20px;
  border: 2px solid #bd8c12;
  border-radius: 8px;
  background: linear-gradient(180deg, #ffe577, #e5ad25);
  color: #250001;
  font-weight: 900;
  line-height: 1.2;
  text-align: center;
  text-decoration: none;
  transition: transform 160ms ease, box-shadow 160ms ease;
}

.j88-payment-panel__button:hover {
  transform: translateY(-1px);
  box-shadow: 0 5px 14px rgba(229, 173, 37, 0.25);
}

.j88-payment-panel__button:focus-visible {
  outline: 3px solid #fff;
  outline-offset: 3px;
}

@media (max-width: 600px) {
  .j88-payment-panel__methods {
    grid-template-columns: 1fr;
  }

  .j88-payment-panel__button {
    width: 100%;
  }
}